"Retired 20-year US Army veteran here! Take my word… Justin is awesome! If you want a reliable loan officer, he’s your man! Upon retirement, I had a HUGE problem acquiring a loan due to major financial life changes. Even though I was completely qualified, other loan officers weren’t able to assist in getting a loan approved. Justin swooped in and knew exactly how to make it happen. He is incredible when it comes to staying on top of issues as they arise and is quick to reply when you have questions about the process. Not only did we get a sweet loan officer, but someone to call a great friend, who almost two years later, still reaches out to us to make sure we are doing ok. Thanks Justin!!!"
- Clint & Ashley McKinley

"From the very start of our home loan journey, it was evident that Justin was not your average loan officer. He wasn't solely focused on the transaction; he was invested in our dreams of homeownership. His passion for helping people get to the finish line was palpable. Justin took the time to understand our unique situation and financial goals, and he approached our case with a level of dedication and commitment that exceeded all expectations.

One of the most remarkable qualities that sets Justin apart is his ability to provide guidance that's not just about the numbers, but about the people. He listened intently to our concerns and desires, offering insightful advice that proved invaluable as we navigated the complex world of mortgages and home loans. He didn't just give us cookie-cutter solutions; he tailored his recommendations to suit our specific needs and aspirations.

Justin's communication skills are truly top-notch. In an industry where timely and clear communication can make all the difference, Justin consistently went above and beyond. He was always just a phone call or an email away, promptly responding to our questions and providing updates throughout the entire process. His transparency and willingness to explain every step of the loan process made us feel confident and well-informed every step of the way.

Moreover, Justin's work ethic is nothing short of extraordinary. He has an unparalleled drive to see his clients succeed, and he will stop at nothing to ensure that everything is in order. His attention to detail and thoroughness in reviewing documents and contracts gave us peace of mind, knowing that we were in the hands of a true professional.

I must stress that Justin Smith is among the rare individuals who combine their work ethic, dedication, patience, and genuine care for their clients into a single package. He's not just a loan officer; he's a trusted partner on your journey to homeownership.

In conclusion, if you are in search of a loan officer who is not only excellent at what he does but also genuinely cares about your financial well-being and homeownership dreams, Justin Smith is the person you need. His passion, guidance, and tireless dedication will make your home loan experience not just smooth but also memorable. Justin is a rare gem in his field, and I couldn't be more grateful for the exceptional service he provided us "

 - Magnus Ukonu